Property owners who do not live in the property.

How is this identified?

The tax mailing address of the property owner is different than the subject property address.

An active ‘For Sale’ property listing on the MLS.

How is this identified?

We receive active listings from MLS IDX feeds, which are updated daily.

An equity based lead, these properties are owned without any mortgage and are thus ‘Free & Clear’ of any debt.

How is this identified?

There is no open lien or mortgage associated with the property.

Absentee owners who have owned the subject property for a long period of time.

How is this identified?

One of two ways: One, the landlord has owned the property for ten years. Two, there is no recorded transfer date from the county, which means the ownership predates the county recordkeeping or predates the date that data providers have received transfer date information.This will vary county-by-county and state-by-state.

These properties have been identified as properties that were potentially inherited either from parents-to-children or from spouse-to-spouse. The properties in this lead type are not guaranteed to be inherited, but show the characteristics of being so.

How is this identified?

We look for transactions where there was no mortgage associated with the property at the time of sale or transfer.

An equity based lead, these properties are owned with a mortgage on the property and the loan-to-value is greater than 80%.

How is this identified?

We find all the open liens and mortgages associated with a property and add up the total debt at the time of purchase. 

An equity based lead, these properties are owned with a mortgage on the property and the loan-to-value is less than 60%.

How is this identified?

We find all the open liens and mortgages associated with a property and add up the total debt at the time of purchase. 

An equity based lead, these properties are owned with a mortgage on the property and the loan-to-value is greater than 100%.

How is this identified?

We find all the open liens and mortgages associated with a property and add up the total debt at the time of purchase.

These properties are going through the foreclosure process, but have not yet completed the process.

How is this identified?

We receive notices from several counties when a foreclosure notice has been filed. The types of notices vary from state-to-state based on whether it is a judicial or non-judicial jurisdiction.

These properties are in the pre-foreclosure process and are also vacant.

How is this identified?

If a property is in an active pre-foreclosure process and has been identified from the USPS as being vacant, this property is categorized as being a Zombie Foreclosure. For more information on Zombie Foreclosures refer to: nolo.com/legal-encyclopedia/zombie-foreclosures.html

These properties have been identified as being vacant, thus there is no one living at the property address.

How is this identified?

The USPS (United States Postal Service) maintains a database of vacant properties, which we are able to obtain.

The same party who has occupied the house for the past 25 years is the owner of the property.

How is this identified?

Similar to 'Bored Investors', but these leads include owners who live in the property. 

These properties have gone through the foreclosure process in their state and have been foreclosed on.