Non FHA Cap Loans | Divine Light Capital

Non-FHA Cap Loan Programs

We provide short-term and long-term financing options for real estate investors. Whether you are looking to fix & flip properties or hold properties for rental income. We have flexible options that are suited to your needs.

We provide Non-FHA Cap Lending in the following states:

Fix & Flip Loans

After Repair Value (ARV)

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12-Months

(Extended Terms Available)

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Loans from $50K to $7.5M

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Up to 85% of the Purchase Price + 100% of Renovation Cost

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Rates Start at 10.24%

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Long Term Rental Loans

Long Term

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30-Years
(Amortization Options Available)

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Loans from $65k to $2M

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Up to 80% LTV

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Rates Start at 6.15%

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New Construction Loans

Ground Up

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12-24 Months

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Loans from $100K to $2M

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Up to 80% of Initial Advance

Up to 90% Total Loan-to-Cost

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Rates Start at 11.29%

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